Planning as
iteration,
not destination.
The best systems aren’t launched once and forgotten. They are stress-tested, observed in the real world, and improved.
Your financial plan should work the same way.
Discovery
The Initial Conversation
No spreadsheets yet. We begin with your life, your goals, your vision of what’s possible. We get to know each other: what’s most important to you, how we work, and whether now is the time to invest in financial planning.
~45 min · virtual or phone · free
Pre-CommitmentVision Meeting
Dive Deep
Paint a clear picture of what you desire most. Clarify your vision in a transformational way that helps you build confidence in your own financial future. Envision financial freedom and your future with passion.
~90 min · virtual · after contract is signed and initial onboarding materials submitted
The FoundationMoney Flow Meeting
Crunch the Numbers
Get a handle on your income and expenses. Create insight into your cash flow. Deeper understanding of exactly how you will save, invest, spend, and give. We will target questions like: How do I spend with intention and alignment with my values? How do I save and spend for competing priorities? How do I save for both my emergency fund and my long term future?
~60 min · virtual
Insurance + Estate Meeting
Build and Protect
Reassurance that your loved ones will be taken care of should something happen to you and knowing what you actually have in place. We will review what you have, what you might need, why you might need it, and what steps you need to take. Note: we do not sell insurance or create estate plans.
~60 min · virtual
Design + Investments Meeting
Your Thesis
Review scenarios for bringing your vision to life. Talk through the upsides, the downsides, what could change it all, and how to implement your plan of action. We also answer questions like: What are my options for aligning my investments with my values? How do I structure my savings, spending, and accounts to align with the plan? How do I save for my loved ones and which accounts are best for my savings goals?
~90 min · virtual
Spring, Fall & Winter Meetings
Iterate Your Thesis
Planning only works when it’s implemented and when it adjusts as life changes. We make adjustments as you create your life and ensure the plan is still working. If it’s not, we rework it. Once a year, at minimum, we revise and review your plan. We also review the rest of your plan throughout the year, including areas like insurance, beneficiaries, cash flow, estate planning, required minimum distributions, tax planning, and charitable giving .
~90 min · virtual
OngoingFees
Unlike most firms, we don’t have mandatory asset minimums to work together. Given the unique needs of the types of clients we serve, we do have a minimum annual fee starting at:
Individual: $7,200 / yr
Couple: $8,400 / yr
The first $500,000 of your investment portfolio is included in the annual financial alignment planning fee. Any investment balance that exceeds $500,000 is billed at a rate of 0.6% per year.
Long- Term Ongoing Planning
Our ongoing life-based planning addresses the constant shifts we all experience, because as we all know, life never stays constant.
Ideal for those looking for ongoing advice (think years, not months), and whose circumstances might be in flux.
Annual fees range from $7,200 - $8,400 for single and/or W2 employees and
$8,400 - $9,600 for couples and self-employed folks.
Short-Term Project Plan
We offer comprehensive project plans on a limited basis for folks looking for a short-term planning relationship (3 months).
Ideal for folks with less complex financial circumstances or those looking for a second set of eyes on their plan.
Project fees start at a flat $6,000 and increase with complexity
Popular